Last updated: July 30, 2026
These Terms of Use (“Terms”) govern your access to and use of the website, content, tools, and services made available by Online Loans (“Online Loans,” “we,” “us,” or “our”). Please read them carefully. They describe what our service does, what it does not do, and the rights and responsibilities that apply to both you and us.
1. Acceptance of Terms
By accessing this website, submitting information through any form on it, or otherwise using our services, you agree to be bound by these Terms and by our Privacy Policy, which is incorporated here by reference. If you do not agree with any part of these Terms, you should not use the website.
If you are using the website on behalf of a company or other organization, you represent that you have the authority to bind that entity to these Terms, and “you” refers to both you and that entity.
Your continued use of the website after any change to these Terms takes effect constitutes your acceptance of the revised Terms.
2. Services Provided by Online Loans
Online Loans operates an online platform that helps consumers connect with independent third-party providers. We collect information you choose to submit and may share it with one or more third parties in our network so that they can determine whether they are willing to work with you and on what terms.
To be clear about our role:
- We are not a provider. Online Loans does not make offers, extend credit, or issue funds of any kind.
- We are not an agent or broker for you. We do not act on your behalf, negotiate on your behalf, or represent your interests in any transaction.
- We do not make decisions. All decisions, including whether to work with you at all, are made solely by the independent third party, using its own criteria.
- We do not set terms. Rates, fees, conditions, timelines, and every other term are established by the third party, not by us.
- We do not guarantee a match. Submitting information through the website does not guarantee that you will be connected with anyone, or that any third party will make you an offer.
Any educational articles, comparisons, calculators, checklists, or other materials on this website are provided for general informational purposes only. They are not financial, legal, tax, or professional advice, and they are not tailored to your individual circumstances. You should consult a qualified professional before making any financial decision.
Our services are provided free of charge to users. We may receive compensation from third parties in our network in connection with the services described above. This compensation may affect which third parties appear on the website and how they are presented, but it does not affect any decision a third party makes about you.
3. Eligibility and User Responsibilities
Eligibility
To use this website, you must be at least 18 years old, or the age of majority where you live if that age is higher. You must also have the legal capacity to enter into a binding agreement. This website is not directed to children, and we do not knowingly collect information from anyone under 18.
Availability of our services may be limited in some areas. We may decline to provide services to any user, at any time, for any lawful reason.
Your Responsibilities
When you use this website, you agree to the following:
- You will provide information that is true, accurate, current, and complete, and you will update it if it changes.
- You will submit only your own information, and not the information of another person without that person’s authorization.
- You will review the terms, disclosures, and agreements presented to you by any third party before accepting anything, and you understand that your agreement is with that third party and not with us.
- You will keep any account credentials confidential and are responsible for activity that occurs under your account.
- You will use the website only for lawful purposes and in a manner consistent with these Terms.
You agree that you will not:
- Submit false, misleading, or fraudulent information, or impersonate any person or entity;
- Use any robot, spider, scraper, or automated means to access, monitor, or copy any part of the website;
- Attempt to gain unauthorized access to the website, any account, or any connected system or network;
- Introduce viruses, malicious code, or anything designed to interfere with the operation of the website;
- Interfere with or disrupt the website’s infrastructure, or place an unreasonable load on it;
- Reproduce, resell, or commercially exploit any part of the website or its content without our written permission;
- Use the website to transmit unsolicited advertising or other unauthorized communications;
- Use the website in violation of any applicable law or regulation.
We may suspend or terminate your access to the website at any time, without notice, if we believe you have violated these Terms or if we discontinue the service.
4. Third-Party Relationships and Disclaimers
Independent Third Parties
The third parties in our network are independent businesses. They are not owned by, controlled by, employed by, or partnered with Online Loans in any way that makes us responsible for their conduct. We do not supervise them, and we have no authority over their policies, their decisions, or the way they treat your information once it has been transferred to them.
Any agreement you enter into with a third party is solely between you and that third party. We are not a party to it, we receive no rights under it, and we assume no obligations under it. Questions, disputes, complaints, or claims relating to that agreement must be directed to the third party.
No Endorsement or Guarantee
The appearance of any third party on this website is not an endorsement, recommendation, or certification of that party, and it is not a representation that its terms are the best available to you. We encourage you to compare your options, read every document you are asked to sign, and ask questions before you agree to anything.
This website may contain links to websites we do not operate. We provide those links for convenience only. We do not control, review, or endorse their content, and we are not responsible for their practices. Once you leave this website, these Terms no longer apply, and you should review the terms and privacy policy of the site you are visiting.
Service Provided “As Is”
The website and everything on it are provided “as is” and “as available,” without warranties of any kind, whether express, implied, or statutory. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, title, accuracy, and non-infringement.
We do not warrant that the website will be uninterrupted, timely, secure, or error-free, that defects will be corrected, or that the website or the servers that make it available are free of harmful components. We also do not warrant that any information on the website is complete, current, or accurate, and content may be updated or removed without notice.
5. Intellectual Property Rights
All content on this website — including text, graphics, logos, icons, images, page layouts, design elements, software, and the selection and arrangement of that content — is owned by Online Loans or its licensors and is protected by copyright, trademark, and other intellectual property laws.
We grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and view the website for your own non-commercial use. That license does not permit you to copy, reproduce, republish, distribute, modify, translate, create derivative works from, publicly display, frame, sell, or otherwise exploit any part of the website without our prior written consent.
The Online Loans name, logo, and any related marks are our trademarks. You may not use them in any way that is likely to cause confusion, or that suggests sponsorship or endorsement by us, without our written permission. Trademarks belonging to third parties remain the property of their respective owners.
If you submit reviews, comments, suggestions, or other materials to us, you grant us a non-exclusive, royalty-free, worldwide, perpetual license to use, reproduce, adapt, and publish that material in connection with our business, and you confirm that you have the right to grant that license. This does not apply to personal information, which is handled as described in our Privacy Policy.
If you believe content on this website infringes your intellectual property rights, contact us using the details in Section 10 with a description of the work, the location of the material, and your contact information.
6. Limitation of Liability
To the fullest extent permitted by applicable law, Online Loans and its parent, affiliates, officers, directors, employees, agents, and licensors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or business opportunity, arising out of or relating to your use of this website or your dealings with any third party, whether the claim is based in contract, tort, negligence, strict liability, or any other theory, and even if we have been advised of the possibility of such damages.
Without limiting the above, we are not liable for:
- The acts, omissions, terms, decisions, fees, or collection practices of any third party;
- Any agreement you enter into with a third party, or any outcome of that agreement;
- Any decision you make in reliance on information found on this website;
- Errors, inaccuracies, or omissions in any content;
- Interruptions, delays, or unavailability of the website;
- Unauthorized access to or alteration of your transmissions or data by parties beyond our reasonable control.
To the fullest extent permitted by law, our total aggregate liability to you for all claims relating to the website or these Terms will not exceed one hundred dollars ($100).
Some jurisdictions do not allow the exclusion or limitation of certain warranties or damages. Where that is the case, the exclusions and limitations in these Terms apply only to the extent permitted, and nothing in these Terms limits any right you have that cannot lawfully be limited.
7. Indemnification
You agree to defend, indemnify, and hold harmless Online Loans and its parent, affiliates, officers, directors, employees, agents, and licensors from and against any claims, demands, actions, damages, losses, liabilities, judgments, settlements, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:
- Your use or misuse of the website;
- Your violation of these Terms or of any applicable law;
- Any information you submit through the website, including information that is false or that belongs to someone else;
- Your violation of the rights of any third party, including intellectual property and privacy rights;
- Any dispute between you and a third party.
We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, at your expense. If we do, you agree to cooperate with us in that defense. This obligation survives the termination of these Terms.
8. Modifications to Terms or Services
We may revise these Terms at any time. When we do, we will update the “Last updated” date at the top of this page, and the revised Terms take effect when they are posted. We are not required to notify you individually of changes, so we encourage you to review this page from time to time. If you do not agree with a change, your remedy is to stop using the website.
We may also modify, suspend, or discontinue the website or any part of it, temporarily or permanently, at any time and without notice or liability to you. We may add, change, or remove features, content, and third-party participants at our discretion.
9. Governing Law and Dispute Resolution
These Terms and any dispute arising out of or relating to them or to your use of the website are governed by the laws applicable at our principal place of business, without regard to conflict-of-law principles. You agree that the courts serving that location have exclusive jurisdiction over any dispute that is not otherwise resolved, and you consent to venue there, unless applicable law gives you a right you cannot waive.
Before filing any formal claim, you agree to contact us using the details in Section 10 and to make a good-faith effort to resolve the matter informally. Many issues can be settled quickly this way.
To the extent permitted by law, you and Online Loans each agree that any dispute will be brought only on an individual basis, and not as a plaintiff or class member in any class, consolidated, or representative proceeding.
If any provision of these Terms is found to be unenforceable, that provision will be limited or removed to the minimum extent necessary, and the remaining provisions will stay in full force. Our failure to enforce any provision is not a waiver of our right to enforce it later. These Terms, together with our Privacy Policy, form the entire agreement between you and us regarding the website. You may not assign your rights under these Terms; we may assign ours in connection with a merger, acquisition, or sale of assets.
10. Contact Information
If you have questions about these Terms, or if you need to reach us about anything described on this page, you can contact us here:
Online Loans
Email: [email protected]
We aim to respond to all inquiries within a reasonable period. Please do not include sensitive personal or financial details in an initial email message.
By using this website, you acknowledge that you have read these Terms of Use, that you understand them, and that you agree to be bound by them.